MedicareWire is a public-trust publishing platform—not a Medicare insurance agency, enrollment partner, or data collection entity. We do not gather, store, transmit, or process any individual’s personally identifiable health information (PHI) in the course of delivering our content.
Because we do not collect user data, we are not subject to HIPAA compliance requirements. However, we fully support the intent of the Health Insurance Portability and Accountability Act (HIPAA) and voluntarily align with its core principles of privacy, security, and data minimization. MedicareWire is a reader-first platform that operates without lead forms, quote requests, or personal tracking of any kind.
What is the Health Insurance Portability and Accountability Act (HIPAA)?
The 1996 Health Insurance Portability and Accountability Act (HIPAA), Public Law 104-191, requires national standards for protecting personally identifiable health information. These standards govern how health data is collected, stored, and disclosed by covered entities, including insurers, healthcare providers, and clearinghouses.
The HIPAA Privacy Rule
This rule establishes national standards to safeguard medical records and personal health information. It restricts how such data may be used or disclosed without patient consent and grants individuals the right to access and correct their own information. MedicareWire does not collect this type of information and therefore is not a covered entity under this rule.
The HIPAA Security Rule
The Security Rule defines how electronically protected health information (ePHI) must be secured through technical, physical, and administrative safeguards. Since we do not collect or store ePHI, MedicareWire has no access to or responsibility for this type of data and does not operate systems that fall under this rule’s purview.
The HIPAA Enforcement Rule
This rule outlines enforcement mechanisms for HIPAA violations, including civil penalties. While not subject to enforcement under HIPAA, we voluntarily follow a data ethics policy grounded in transparency, data minimization, and non-collection of PHI.
To summarize: MedicareWire is a zero-data platform. We do not store personal identifiers, we do not request health data, and we do not provide one-to-one quote generation or lead services. Our mission is to structure and publish Medicare plan information using open data and transparent methodologies that serve the public good—without compromising individual privacy.